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Trivia Question of the Month: January / Janus

Testimonial: "He is the Real Deal!"

The Right Place

A Bad Day

On This Day in History

Two Years in a Row

Jan. 10th: National Cut Energy Costs Day

Video: Aurora Borealis With Music

Elaine's Recipe of the Month: Creamy Pecan Crunch Grape Salad

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Trivia Question of the Month: January / Janus

The month of January is named after the Roman god Janus. What was he the god of?

A: Cleanliness
B: Darkness
C: Weather
D: Doors and Gates
E: Winter

Click HERE for the answer

Testimonial:"He is the Real Deal!"

"The health insurance system is now so screwed up it is nearly impossible to figure it out. I was at my wits end and then a friend suggested I call Ron Dutton. He is really on top of the situation and was able to find me decent coverage at a reasonable monthly cost. If you need health insurance help I strongly suggest you contact Ron. He is the real deal!"

Alvin Snyder
Winder, GA

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The Right Place

A mother and a baby camel were lying around under a tree. Then the baby camel asked, Why do camels have humps?" The mother camel considered this and said, "We are desert animals so we have the humps to store water so we can survive with very little water."

The baby camel thought for a moment then said, "Ok . . . why are our legs long and our feet rounded?"

The mama replied, "They are meant for walking in the desert."

The baby paused. "Why are our eyelashes long? Sometimes they get in my way."

The mama responded, "Those long thick eyelashes protect your eyes from the desert sand when it blows in the wind."

The baby thought and thought. Then he said, "I see. So the hump is to store water when we are in the desert, the legs are for walking through the desert and these eyelashes protect my eyes from the desert . . . then why do we need them here in the zoo?"

The Lesson: Skills and abilities are only useful if you are in the right place at the right time. Otherwise, they go to waste.

A Bad Day

There I was is sitting at the bar staring at my drink when a large, trouble-making biker steps up next to me, grabs my drink and gulps it down in one swig.

"Well, whatcha gonna do about it?" he says, menacingly, as I burst into tears.

"Come on, man," the biker says, "I didn't think you'd CRY. I can`t stand to see a man crying."

"This is the worst day of my life," I say. "I'm a complete failure. I was late to a meeting and my boss fired me. When I went to the parking lot, I found my car had been stolen and I don't have any insurance. I left my wallet in the cab I took home. I found my old lady in bed with the gardener and then my dog bit me."

"So I came to this bar to work up the courage to put an end to it all, I buy a drink, I drop a capsule in and sit here watching the poison dissolve; then you, you jack-ass, show up and drink the whole thing! But enough about me, how's your day going?"

Dear Clients & Friends,

The start of a new year is always a fresh slate. What will 2018 bring to you and your family? We hope you have a year filled with the prosperity, accomplishments and relationships you have always wanted.

As you make your plans for the new year, it would be a great idea to evaluate your insurance coverage. Call me today. I would love to help you have the coverage you need.

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Ron Dutton

On This Day in History
Two Years in a Row

For the second straight year I have been recognized as a nationwide top performer by the Centers for Medicare and Medicaid Services (CMS). Membership in the Champions Circle goes to agents and brokers for their success during the 2018 Health Insurance Marketplace Open Enrollment.
The Champions Circle recognizes the hard work of agents and brokers who improve access to health insurance in the community during Open Enrollment. Agents and brokers in the Champions Circle go above and beyond to enhance the community through service to their customers. These exceptional agents and brokers make every effort to meet the needs of these consumers.
We, at AFFINCON, are committed to working hard, year round, to help individuals and families find the coverage they need at the lowest possible cost. As our health insurance system continues to evolve we will continue to help in any way we can.
Some even look at HSAs as a retirement savings vehicle since the funds can be used to pay for Medicare premiums and medical costs in retirement. That's a big deal: Fidelity Investments estimates that the average couple retiring this year will face $220,000 in medical costs in retirement. You may even want to add funds to your HSA now. Maximize on your tax saving by funding the HSA fully before year's end.

Jan. 10th: National Cut Energy Costs Day

Did you know today is National Cut Energy Costs Day? If you've been to other countries, you know some of them are very aggressive in cutting energy costs. You couldn't or wouldn't want to do this in the U.S.A., but in China it is illegal to turn your heat on before a certain date in the fall, depending on how far north your home is located. In addition, many apartment buildings are completely dark until someone steps into the hallway and activates a sound-activated device to turn on hallway lights. Also, public buildings are unheated in hallways, and almost no one uses clothes dryers.

We don't use these drastic measures here in America, but the point is that we can do more than we're doing.

In addition to getting a heating system tune-up (3-10% energy savings), try these ideas:

• Weatherproof your home
• Replace old windows with new energy-efficient windows
• Replace old furnace with new energy-efficient furnace
• Properly maintain furnace
• Use solar heat if possible
• Turn down thermostats
• Turn off lights when leaving a room
• Use energy-efficient compact fluorescent light bulbs
• Run dishwasher and washing machine only when fully loaded
• Lower water heater temperature
• Take shorter showers
• Unplug unused appliances
• Carpool whenever possible

Make it a family activity to see how much energy you can save.

Video: Aurora Borealis With Music

Elaine's Recipe of the Month   
Creamy Pecan Crunch Grape Salad
Elaine Dutton 
1 package (8 oz.) cream cheese, softened
1 cup (8 oz.) sour cream
1/3 cup sugar
2 teaspoons vanilla extract
2 pounds seedless red grapes
2 pounds seedless green grapes
4 tablespoons brown sugar
5 tablespoons chopped pecans (plus a handful extra for sprinkling on top)

Mix all ingredients in the order they are listed above.
Note: This recipe can be halved.