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Trivia Question of the Month: What does "Valentine" mean?
Testimonial: "A True Professional"
February 29--Leap Day
Black History Month
6 Resiliency Lessons from the Wuhan Virus
56th American Heart Month
Video: Over 1 Hour of Love Songs
Valentine Puzzle (100 Pieces)
Elaine's Recipe of the Month: Bruschetta Chicken Bake
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Trivia Question of the Month: What does "Valentine" mean?

Happy Valentine_s Day

What does the word "Valentine" stand for in Latin?
A: Affection

B: Valor

C: Love

D: Romance

E: CLoseness
Click here for the answer 

Testimonial--"A True Professional"
A friend recommended contacting Ron Dutton when my husband was researching Medicare supplemental insurance coverage. Ron met my husband, in person, and explained in detail the available coverages. My husband was extremely pleased with the recommended plan and the outstanding customer service Ron provided and he referred him to a couple of our friends who also enlisted his professional services.
Several years later it was my turn and there wasn't any hesitation in calling on Ron for guidance. He is a true professional, very pleasant to work with and knows insurance. I would highly recommend contacting Ron to help navigate the insurance market.
Jane McKinney
Lilburn, GA 

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February 29--Leap Day
  29 February Leap Day       
Since this year is Leap Year, February has 29 days. For the tiny minority of people born on February 29, non-Leap Years pose a dilemma: Do they celebrate their birthday on February 28, or March 1?

In terms of parties and birthday dinners, the decision is up to them. But when it comes to legal matters - like being old enough to get a license or buy a car - it's more complicated. And it also varies, depending on where you live.

They've all heard the jokes about their age - that someone turning 28 is celebrating his seventh birthday - and every Leapling has grappled with whether or not to have a party on February 28 or March 1 on those non-Leap Years.
But what does the law say? Well, it varies from country to country - and even among US states. 

Most countries and territories tend to recognize that a Leap Day baby has legally 'aged' on March 1 of non-Leap Years, including England, Wales, and Hong Kong.
Most of the US follows this, too. According to Reuters only some states have statutes that say which date should be used. For those that don't, the default is March 1. For those that do, it is typically to signify that it is February 28. 
New Zealand also uses February 28, as does Taiwan.

Black History Month
  Black History Month       
Black History Month (African-American History Month) is an annual celebration of achievements by African Americans and a time for recognizing the central role of blacks in U.S. history. The event grew out of "Negro History Week," the brainchild of noted historian Carter G. Woodson and other prominent African Americans.
President Gerald Ford recognized Black History Month during the celebration of the United States Bicentennial. He urged Americans to "seize the opportunity to honor the too-often neglected accomplishments of Black Americans in every area of endeavor throughout our history."
Since its inception, black history month has expanded beyond its initial acceptance in educational establishments. By 2020, Black History Month had become a focus beyond schools. The Wall Street Journal describes it as "a time when the culture and contributions of African Americans take center stage" in a variety of cultural institutions including theaters, libraries and museums.

Dear Clients & Friends,


Ron Dutton

February is the month of love. I hope you spend some quality time with loved ones. Whether you typically celebrate Valentine's Day or not, it is always a good idea to focus on loved ones. Life can change at any minute (see the accompanying story about the Wuhan virus below). Let people know that you love them.  


Being prepared for emergencies includes evaluating your insurance policies. Let me help you do that. I would love to hear from you.        


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Ron Dutton


6 Resiliency Lessons from the Wuhan Virus

Chinese family traveling  

Life can often seem routine: wake up at a usual time, shower, dress, eat breakfast, and go to work. For one couple living and teaching in China, the routine suddenly shifted as they fought to maintain control of their freedoms when Chinese authorities, fearful of a new virus, started implementing unprecedented travel restrictions and quarantines, essentially isolating more than 40 million people.   

Ironically, Chuck and Laraine Chamberlain had recently authored a book about resilience when thy decided to celebrate and blow off steam by traveling from their home in Beijing to scenic and historic sites within China and southeast Asia in January, 2020. For a better understanding of the points referenced below, check out the details of their story by clicking here to see their blog entry

What do you do when you wake up one morning to a world that seems to have gone mad? The Chamberlains found themselves having to practice what they preach in their soon-to-be-published book, "Threads of Resilience: How to Have Joy in a Turbulent World." 

What they learned can be applied to any crisis or desperate situation. Check out these resiliency ideas for when you are faced with personal, family, community, or national crises: 
  1. Develop Gratitude. When life throws you "curve balls," re-consider what is going well for you. The Chamberlains had each other. They had good health, with good immune systems. They had friends and family pulling for them. 
  2. Pass the Gratitude Forward. While it was important for them to feel gratitude, it was just as important for the Chamberlains to spread that gratitude around. Fellow teachers, friends, and school administrators were doing their best to cope with the changing policies and conditions. They expressed their gratitude for the efforts of others. 
  3. Commit to Serve Others. Some of the Chamberlains' dearest friends were people who did NOT have a spouse or family to turn to. Their Chinese friends were fearful and discouraged, with no escape options. They communicated their love and encouragement to those who were not doing well. This uplifted them and made them feel needed. 
  4. Value Relationships. While the "sands" were shifting under their feet, the Chamberlains spent time with another couple that was going through the same thing. The camaraderie and friendship helped them feel stronger to make critical decisions about their future. 
  5. Find the Humor. Laughter is truly a gift, especially during difficult times. They spent a lot of time laughing at their situation and life itself as they carefully picked through their options. 
  6. Rely on Your Higher Power. Whatever you believe, it is important to be in touch with your higher power during difficult times. The Chamberlains are Christians, and found strength through prayer.      
This couple is now safely back in the United States until the corona virus in China is under control. As this virus is considered a global health threat, please click here for information about the virus and how to protect yourself physically. But for mental and emotional protection, arm yourselves with the resiliency principles listed above. 

56th American Heart Month

American Heart Month

Since Valentine's Day is this week we see hearts everywhere.  So this is a great time to remember that February is American Heart Month. Heart disease is the leading cause of death for men and women in the United States. Every year, 1 in 4 deaths are caused by heart disease.

The good news? Heart disease can often be prevented when people make healthy choices and manage their health conditions. Communities, health professionals, and families can work together to create opportunities for people to make healthier choices.
Make a difference in your community: Spread the word about strategies for preventing heart disease and encourage people to live heart healthy lives. 

How can American Heart Month make a difference?

We can use this month to raise awareness about heart disease and how people can prevent it - both at home and in the community.

Click here to get more information on how you can make a difference.

Video: Over 1 Hour of Love Songs

Air Supply Love Songs
Air Supply Love Songs

Valentine Puzzle (100 Pieces)

Valentine Box of Chocolates
Do this Valentine puzzle with a loved one.

Elaine's Recipe of the Month  

Bruschetta Chicken Bake
Elaine Dutton 

1 can (14-1/2 oz.) diced tomatoes, undrained
1 pkg. (6 oz.) STOVE TOP Stuffing Mix for Chicken
1/2 cup water
2 cloves garlic, minced
1-1/2 lb. boneless skinless chicken breasts, cut into bite-size pieces
1 tsp. dried basil leaves
1 cup Shredded Mozzarella Cheese
Salt and Pepper to taste


1. Heat oven to 400ยบ F. 
2. Mix tomatoes, stuffing mix, water and garlic just until stuffing mix is moistened. 
3. Place chicken in 3-qt. casserole sprayed with cooking spray; sprinkle with basil and cheese. 
4. Top with stuffing mixture. Bake 30 min. or until chicken is done.