Get a Quote for Insurance

Trivia Question of the Month: Fear of Clowns

Testimonial: "Energy & Commitment"

Spit Shine

Christmas Candy Canes

Santa's Merry Reindoes

12 Survival Tips for Christmas

Toys for Tots

Christmas Puzzle

Video: Classic Christmas Movie

Elaine's Recipe of the Month: Microwave Fudge

Insurance Products

Life Products

Health Products

Disability Products

Senior Care

Supplemental Insurance

Trivia Question of the Month: Fear of Clowns

Which of the following terms is used to describe a fear of clowns?

A: Cacophobia
B: Bozophobia
C: Chlonophobia
D: Coulrophobia
E: Claustrophobia

Click HERE for the answer

"Energy & Commitment"

"I met Ron originally at a networking event. Since then I have come to know Ron personally and professionally. Ron has a level of energy and commitment to helping his clients that is not often seen these days. He is very thorough in finding the very best fit for his clients when it comes to insurance. I would recommend Ron to anyone needing a knowledgeable, caring professional to guide them through the many choices available in regards to health or life insurance."

Anna Wilson
Lawrenceville, GA

Join Our Mailing List

Spit Shine

It was the mid-1960s and I was a young Marine Lance Corporal heading home for Christmas. I was proud of my military service and I wanted my family to be proud too. I had made sure that my uniform was clean and pressed, brass buckle was gleaming and had spent hours spit shining my shoes to a mirror finish.

Driving north from the Marine Base in Albany, Georgia to Ohio, the weather turned bitterly cold. To stay warm, I turned the heater up to the max.

When I reached home and got out of the car, I realized that the heater had melted the shoe polish from my right shoe. UGLY! UGLY!

They were all still glad to see me.

Sometimes our minds remember the strangest things from holidays past. This year, savor the time spent with family and friends. These times will be your future memories.

Merry Christmas!

Ron Dutton

Christmas Candy Canes

Legend has it that the Christmas Candy Cane originated in Germany over 250 years ago. They started out as straight white sugar sticks.

The story says that a choirmaster was worried about children sitting quietly all through a long Christmas nativity service. So he gave them something to eat to keep them quiet. As he wanted to remind them of Christmas, he made them into a "J" shape like a shepherd's crook, to remind them of the shepherds who visited the baby Jesus on the first Christmas.

Sometime around 1900, the red stripes were added and they were flavored with peppermint or wintergreen.

The "J" shape is often used to represent Jesus. The white of the cane can also represent the purity of Jesus Christ while the red stripes are for the blood He shed when He died on the cross. It is also said the peppermint flavor represents the hyssop plant that was used for purification.

Over 1.6 billion candy canes are produced each year.

Santa's Merry Reindoes

According to the Alaska Department of Fish and Game, while both male and female reindeer grow antlers in the summer each year, male reindeer drop their antlers at the beginning of winter, usually late November to mid-December.

Female reindeer retain their antlers until after they give birth in the spring. Therefore, according to EVERY historical rendition depicting Santa's reindeer, EVERY single one of them, from Rudolph to Blitzen, had to be a girl.

We should have known... ONLY women would be able to drag a fat man in a red velvet suit all around the world in one night and not get lost.

Dear Clients & Friends,

During the holidays, our thoughts turn to the sweet blessings we enjoy in our lives. Family, friends, and freedom are usually on the top of our lists.

Might I also suggest being appreciative of something else--something that sounds strange to talk about as a blessing? I'm talking about the concept of insurance. It may sound strange, but hear me out. How great is it that we can pool our resources to take care of unexpected needs as they arise? That is the essence of insurance--to reduce the risk of catastrophe for any one of us.

Have a great holiday season with your loved ones. As the new year approaches, I hope you have had a wonderful, memorable year and more to come.

 Find us on Facebook  

Ron Dutton

Merry Christmas

National Tree outside of the White House

12 Survival Tips for Christmas

"On the 12th day of Christmas, my true love gave to me . . "

We're all familiar with the 12 days of Christmas, but what do we know about ways to combat the stress and trials of the holidays? A residential aged care provider in Australia (Infin8Care) posted 12 tips to survive the stress, anxiety and depression that often accompanies Christmas for some people. If you know of someone who could use this, please forward this synopsis to them.

Tip #1 Acknowledge your feelings. Yes, it is okay to feel grieved or unhappy during Christmas. You can't force Christmas cheer, so just accept your feelings for what they are. Remember, "This too shall pass."

Tip #2 Reach out. Join family, friends and community in Christmas activities that aren't too stressful. Serve others in need for a different perspective.

Tip #3 Have realistic expectations. Don't try to recreate a past Christmas, and don't sweat a Christmas that seems imperfect. Time's change. Families change. Pick a few traditions that work for you and don't worry that you're not following a script from previous Christmases.

Tip #4 Set aside differences. Others might be feeling the stress of the season too, so be patient with them. Set aside issues until a more appropriate time.

Tip #5 Stick to a budget. Decide ahead of time what you can spend and stick to it. Consider alternative gifts such as: Give to a charity in someone's name, give homemade gifts, start a family gift exchange or become a secret Santa.

Tip #6 Plan ahead. Set aside specific times for shopping, baking or visiting. Create your menus well ahead of time and shop early for ingredients to avoid the stress of last-minute runs to the store during a busy part of the holiday.

Tip #7 Learn to say no. Saying yes to something when you feel pressured can result in more stress and frustration. People understand if you can't join in everything planned.

Tip #8 Don't abandon healthy habits. Try eating a healthy snack before holiday parties, and by all means continue exercising even during the holidays.

Tip #9 Take a breather. Do something relaxing for yourself every day. This could be simply breathing deeply while listening to music, or taking a walk outside to enjoy nature or star gaze.

Tip #10 Have a "Great Escape" plan. Strategically plan for times when you need to walk away for a few minutes-maybe to make a phone call or do an errand.

Tip #11 Fore-armed is Fore-warned. If you already know what stresses you, take some time beforehand to create some solutions. If you stress about the cost of Christmas presents, start early in the year and budget a set amount ever week or month. If shopping is stressful, learn to use the phone or shop online.

Tip #12 Seek professional help if you need it. If your stress is overwhelming or lasting too long, it's okay to seek professional help. Recognize your triggers and take steps early to prevent a meltdown.

Toys for Tots

Toys for Tots began as a Los Angeles charitable effort in 1947. Major Bill Hendricks, USMCR, was inspired by his wife Diane when she tried to donate a homemade Raggedy Ann doll to a needy child but couldn't find any organization to do so. At her suggestion, he gathered a group of local Marine reservists, including Lieutenant Colonel John Hampton, who coordinated and collected some 5,000 toys for local children that year.

Until 1979, Marine reservists (frequently in their dress blue uniforms) and volunteers would collect and refurbish used toys. In 1980, only new toys were accepted, as reservists were no longer able to dedicate drill hours to refurbish toys, as well as legal concerns and the mixed message of giving hand-me-downs as a message of hope.

In 1991, the Secretary of Defense authorized the creation and affiliation with the non-profit charity foundation. In 1995, the Secretary of Defense approved Toys for Tots as an official mission of the Marine Corps Reserve.

Noting in 1996 that many communities did not have a Marine reservist presence, the commander of the Marine Forces Reserve authorized Marine Corps League detachments and other local organizations to fill the gaps in toy collection and distribution.

The Toys for Tots Program and Foundation have collected and distributed more than 548 million toys.

The North Atlanta Toys for Tots is the largest campaign in the country.

Click here to find out more about Toys for Tots.

Christmas Puzzle

Click on the image to complete this 100 piece puzzle.

Video: Classic Christmas Movie

Classic Christmas Movie: A Christmas Carol (1984) - Hallmark Movies

Elaine's Recipe of the Month   
Microwave Fudge
Elaine Dutton 

1 pound powdered sugar
2/3 cup cocoa
¼ cup milk
2 teaspoons vanilla
½ cup butter or margarine
½ cup chopped nuts (optional)


1. Sift powdered sugar and cocoa into a microwave safe bowl.
2. Stir in milk and vanilla, mix well.
3. Place butter on top.
4. Microwave on high for 2 minutes.
5. Beat with a wooden spoon until smooth, stir in nuts.
6. Spread in an 8x8x2 inch baking pan.
7. Chill about one hour or until firm.
8. Cut into pieces.